Finance

Borrowing Costs Are Easing. Why Isn’t Business Finance Suddenly Cheap?0
- Finance
- October 15, 2026
If you have followed interest-rate headlines lately, you may reasonably expect business finance to be getting easier. In many places, policy rates have begun to ease. Yet plenty of owners still receive loan offers that feel expensive, security requirements that feel heavy and repayment schedules that do not match the way their business earns money.
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Your Business Is Profitable. So Why Is There Never Any Cash?0
- Finance
- October 8, 2026
The sentence “we had our best month ever, but I am worried about payroll” should never be dismissed as a contradiction. It is one of the most common financial problems in business, particularly when a company is growing. The profit-and-loss statement looks encouraging. Sales are up. Margins may even be healthy. Yet the bank balance
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The Funding Question Founders Should Ask Before “Debt or Equity?”0
- Finance
- October 1, 2026
“Should I raise debt or equity?” sounds like a finance question. Usually, it is a business-model question wearing a finance hat. Founders often approach the choice as if debt is the disciplined option and equity is the growth option. That is too neat to be useful. Debt asks your business to produce cash on a
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Stop Funding Tariffs and Supply-Chain Costs With Your Own Cash 0
- Finance
- September 24, 2026
Tariffs, freight surcharges and changing supplier routes do not arrive as a neat line in your cash forecast. They show up as slightly more expensive stock, a larger deposit, an invoice due before the goods sell, and a bank balance that feels tighter than last month’s revenue suggests it should. Citi’s 2026 global supply-chain finance
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Digital Payments Are Becoming Part of Your Credit Story 0
- Finance, Startups, Technology
- September 17, 2026
Lenders are trying to answer one question: can this business reliably turn activity into cash? For a long time, their best clues were formal financial statements, collateral and a long credit history. Useful clues, certainly—but not ones every young or small business has. Increasingly, the way customers pay you is becoming another piece of evidence.
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Your Business May Be Financeable Before It Is “Bankable”0
- Finance, Leadership
- September 10, 2026
Being declined for a conventional bank loan can feel like a verdict on your business. It usually is not. It means a particular lender, using a particular model, could not lend on those terms at that moment. That distinction matters more in 2026. The OECD reports that SME borrowing costs remain high relative to before
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